What fees does RedotPay publish?
| Action | Published fee | Condition |
|---|---|---|
| Virtual card issuance | 10 USD once | The welcome reward cannot pay the issuance fee |
| Physical card issuance | 100 USD once | Shipping and availability depend on the region |
| Standard annual card fee | None listed | Usage fees can still apply |
| Crypto conversion for spending | 1% | Applies when crypto is converted for a card payment |
| Transaction in a different card currency | 1.2% | Applies when transaction and card currencies differ |
| ATM withdrawal | Usually 2% | RedotPay lists 3% above 10,000 USD monthly for a USD card; ATM operator fees can be separate |
| Add funds with a debit or credit card | 3%, minimum 1 USD | RedotPay says the fee is waived when the transaction itself is below 1 USD |
How can RedotPay card fees stack?
A purchase can trigger more than one published fee. A crypto funded purchase in the card currency can involve the 1% crypto conversion fee. If the purchase currency differs from the card currency, the 1.2% foreign currency fee may also apply. Merchant specific charges, spreads and provider changes are not included in the simple estimator below.
Simple RedotPay purchase estimate
Published percentage fees: 1.00 USD
This estimate is educational. It does not include spreads, ATM owner fees, selected merchant charges or a personalized quote.
What do common RedotPay transactions cost?
| Example | Simple published fee calculation |
|---|---|
| 100 USD purchase from crypto in the card currency | 1 USD crypto conversion fee |
| 100 USD purchase from crypto in another currency | 1 USD conversion plus 1.20 USD different currency fee, before other costs |
| 100 USD added by debit or credit card | 3 USD funding fee |
| 20 USD added by debit or credit card | 1 USD minimum funding fee |
Does RedotPay Pro change the card cost?
RedotPay Pro is an optional subscription, not the standard card fee. RedotPay currently lists 12.90 USD per month or 129 USD per year. The monthly plan includes a one time virtual card fee waiver. The annual plan includes a one time physical card fee waiver and up to 1,000 USD of RedotPay ATM fee waivers per month. Operator fees can still apply.
RedotPay Pro only saves money when the benefits used are worth more than the subscription. Compare the full subscription price with your real card, ATM and reward use before joining.
What should you check before paying?
- Confirm that your citizenship and location are supported.
- Check the card currency and the purchase currency.
- Check whether spending converts crypto or uses an existing cash balance.
- Review the final amount in the app before confirming an issuance or transaction.
- For an ATM, check both RedotPay’s fee and the operator’s displayed fee.